Category
Personal Finance
Saving, emergency funds, and building wealth on a Sri Lankan salary.
Home Loans in Sri Lanka: What to Know Before You Borrow
A housing loan is likely the biggest financial commitment of your life. Here is what to…
8 min readPersonal FinanceHow to Get Out of Debt in Sri Lanka
Credit cards, personal loans, pawning, leasing: debt piles up quietly. Here is a clear,…
8 min readPersonal FinanceLife Insurance in Sri Lanka: Do You Actually Need It?
It is one of the most oversold and least understood products in the country. Here is how to…
7 min readPersonal FinanceHow to Invest in Gold in Sri Lanka
Gold has been Sri Lanka's default store of value for generations. Here is how to invest in…
8 min readPersonal FinanceFixed Deposit vs. Treasury Bills: Where Should Your Emergency Fund Sit?
Both are safe, both pay interest, and both are staples of Sri Lankan saving. But they're not the…
7 min readPersonal FinanceBuilding Your First Emergency Fund on a Sri Lankan Salary
Before you invest a single rupee in shares, you need this. An emergency fund is the unglamorous …
7 min readPersonal FinanceUnit Trusts vs. Buying Shares Directly: Which Is Right for You?
You want to invest in the market, but should you pick stocks yourself, or hand the job to a fund…
7 min readPersonal Finance5 Money Mistakes Sri Lankan Beginners Make (and How to Avoid Them)
Most early investing losses don't come from bad luck, they come from a handful of avoidable mist…
7 min readPersonal FinanceHow to Work Out Your Retirement Number
How much is 'enough' to retire on? There's a simple, back-of-envelope way to estimate your targe…
7 min readPersonal FinanceHow to Buy Treasury Bills in Sri Lanka: A Step-by-Step Guide
A plain-language, step-by-step guide to how to buy Treasury bills in Sri Lanka, one of the safes…
7 min readPersonal FinanceTax on Shares, Dividends and Investments in Sri Lanka, Explained
A plain-language guide to how tax on shares, dividends, interest and investments works in Sri La…
8 min readPersonal FinanceTIN Numbers and Income Tax in Sri Lanka: How to Register and Calculate What You Owe
The government has made a TIN mandatory, and many Sri Lankans are unsure how income tax even wor…
9 min readPersonal FinanceEPF and ETF Explained: Sri Lanka's Retirement Funds, Made Simple
A plain-language guide to the EPF and ETF in Sri Lanka: what they are, how much you and your emp…
8 min readPersonal FinanceHow to Budget and Save on a Sri Lankan Salary
A practical, no-nonsense guide to budgeting and saving on a Sri Lankan salary, whatever you earn…
8 min read