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Personal Finance

Saving, emergency funds, and building wealth on a Sri Lankan salary.

Personal Finance

Home Loans in Sri Lanka: What to Know Before You Borrow

A housing loan is likely the biggest financial commitment of your life. Here is what to…

8 min read
Personal Finance

How to Get Out of Debt in Sri Lanka

Credit cards, personal loans, pawning, leasing: debt piles up quietly. Here is a clear,…

8 min read
Personal Finance

Life Insurance in Sri Lanka: Do You Actually Need It?

It is one of the most oversold and least understood products in the country. Here is how to…

7 min read
Personal Finance

How to Invest in Gold in Sri Lanka

Gold has been Sri Lanka's default store of value for generations. Here is how to invest in…

8 min read
Personal Finance

Fixed Deposit vs. Treasury Bills: Where Should Your Emergency Fund Sit?

Both are safe, both pay interest, and both are staples of Sri Lankan saving. But they're not the…

7 min read
Personal Finance

Building Your First Emergency Fund on a Sri Lankan Salary

Before you invest a single rupee in shares, you need this. An emergency fund is the unglamorous …

7 min read
Personal Finance

Unit Trusts vs. Buying Shares Directly: Which Is Right for You?

You want to invest in the market, but should you pick stocks yourself, or hand the job to a fund…

7 min read
Personal Finance

5 Money Mistakes Sri Lankan Beginners Make (and How to Avoid Them)

Most early investing losses don't come from bad luck, they come from a handful of avoidable mist…

7 min read
Personal Finance

How to Work Out Your Retirement Number

How much is 'enough' to retire on? There's a simple, back-of-envelope way to estimate your targe…

7 min read
Personal Finance

How to Buy Treasury Bills in Sri Lanka: A Step-by-Step Guide

A plain-language, step-by-step guide to how to buy Treasury bills in Sri Lanka, one of the safes…

7 min read
Personal Finance

Tax on Shares, Dividends and Investments in Sri Lanka, Explained

A plain-language guide to how tax on shares, dividends, interest and investments works in Sri La…

8 min read
Personal Finance

TIN Numbers and Income Tax in Sri Lanka: How to Register and Calculate What You Owe

The government has made a TIN mandatory, and many Sri Lankans are unsure how income tax even wor…

9 min read
Personal Finance

EPF and ETF Explained: Sri Lanka's Retirement Funds, Made Simple

A plain-language guide to the EPF and ETF in Sri Lanka: what they are, how much you and your emp…

8 min read
Personal Finance

How to Budget and Save on a Sri Lankan Salary

A practical, no-nonsense guide to budgeting and saving on a Sri Lankan salary, whatever you earn…

8 min read
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