Fixed Deposit Real Return Calculator

Find out what your fixed deposit is really worth after inflation, in today's rupees.

A fixed deposit's headline rate isn't your real return, inflation quietly eats into it. This shows what your FD is actually worth in today's rupees after inflation.

Deposit amount

Rs.

FD interest rate

% p.a.

Expected inflation

% p.a.

Term

years

Real value at maturity (today's rupees)

Rs. 0

Nominal maturity value

Rs. 0

Real return (total)

Assumes annual compounding of the FD and steady inflation over the term. "Real value" restates the maturity amount in today's purchasing power. Rates and tax on interest vary, this is an educational estimate, not advice.

Not financial adviceThis calculator is an educational tool. Results are estimates based on the figures you enter and simplifying assumptions, not predictions, guarantees, or recommendations. Always do your own research and consider consulting a licensed financial advisor.

Fixed Deposit Real Return Calculator

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