Interactive Tool
Fixed Deposit Real Return Calculator
Find out what your fixed deposit is really worth after inflation — in today's rupees.
A fixed deposit's headline rate isn't your real return — inflation quietly eats into it. This shows what your FD is actually worth in today's rupees after inflation.
Rs.
% p.a.
% p.a.
years
Real value at maturity (today's rupees)
Rs. 0
Nominal maturity value
Rs. 0
Real return (total)
0%
Assumes annual compounding of the FD and steady inflation over the term. "Real value" restates the maturity amount in today's purchasing power. Rates and tax on interest vary — this is an educational estimate, not advice.
Not financial adviceThis calculator is an educational tool. Results are estimates based on the figures you enter and simplifying assumptions — not predictions, guarantees, or recommendations. Always do your own research and consider consulting a licensed financial advisor.
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